110 Warren Road, Banstead, SM7 1LB

UPRN:68110086Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£785,000

£746k - £825kHigh

Estimate

£785k

Range

£746k – £825k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

4.80%

Verdict

Derived from HomePortfolio scores

110 Warren Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 11Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£775,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,800-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £262,550
Net cash flow: -£469/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£785,000

Rent Estimate (pcm)£3,100

Gross Yield4.80%

1y Growth+27.8%

3y Growth-1.2%

5y Growth+0.7%

10y Growth+2.5%

Last Sold Price£325,000 (2008-07-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM7 1LB

Approval Rate

-12mo

Development

low

26/01660/CLP
Conversion of attached garage into habitbale space.
Pending
26/01706/F
Change of use from HMO to C3 single dwelling house which the property used to be along with double storey rear extension, first floor side extension, loft conversion with rear dormer and front skylight.
Pending
26/01678/F
Conversion of first floor 1 bedroom flat to extend the dental practice.
Pending

View Planning Timeline