The White Cottage, Horley Row, Horley, RH6 8NH

UPRN:68118487Bungalow Property4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band FEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

The White Cottage, Horley Row, Horley, RH6 8NH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£644,000

£612k - £676kHigh

Estimate

£644k

Range

£612k – £676k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.89%

Verdict

Derived from HomePortfolio scores

The White Cottage earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 19Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£359/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£644,000

Rent Estimate (pcm)£2,650

Gross Yield4.89%

1y Growth-

3y Growth+0.2%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price£400,000 (2014-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RH6 8NH

Approval Rate

-12mo

Development

low

26/01598/S73
Demolition of existing rear bay window and side conservatory structure; conversion of garage to habitable space, construction of enlarged single storey front extension, single storey side extension, single storey rear extension, 2x dormer roof extensions to the rear and extension and alterations to the front facing dormer roof/window. Variation of condition 1 of permission 25/00591/HHOLD. Amendment to internal layout, roof and external openings and introduction of rooflights.
Pending
26/01646/CLP
Siting of a transportable, twin-unit PrefabX studio unit within the residential garden curtilage for purposes strictly ancillary to the primary dwelling house.
Pending
26/01714/PDE
Single storey rear extension. Max height 2.50m, height at eaves 2.50m and 4.00m extending beyond the rear wall.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density3,481 /km²

Owner Occupied83%

Age Distribution

0-15 21%16-64 55%65+ 24%

View Area Profile

Schools Nearby

Meath Green Infant School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Yattendon School
0.3 mi
Inspected as Yattendon School (URN 125289) on 23 Mar 2022
Meath Green Junior School
0.4 mi
-
Horley Infant School
0.5 mi
-

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Orchard Cottage, 24 Horley Row
-
£650k
-
White Cottage Horley Row
-
£400k
-
Benhams House Horley Row
-
£315k
-
32 Horley Row
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN