12 Lakers Rise, Banstead, SM7 3JY

UPRN:68123388Mid Terrace House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band DEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£452,000

£429k - £474kHigh

Estimate

£452k

Range

£429k – £474k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

3.81%

Verdict

Derived from HomePortfolio scores

12 Lakers Rise earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

12/ 100

Low

Transit & Bike

Transit 7Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£500/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£452,000

Rent Estimate (pcm)£1,350

Gross Yield3.81%

1y Growth-

3y Growth-1.2%

5y Growth+0.7%

10y Growth+2.5%

Last Sold Price£355,014 (2016-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM7 3JY

Approval Rate

-12mo

Development

low

26/01593/HHOLD
Single storey rear extension and patio/garden reformation with a dropped kerb.
Pending
26/01522/LBC
Erection of a detached three-bay garage with integrated ancillary garden storage, incorporating a traditional hipped roof, central Arts & Crafts-inspired gable and materials selected to respond to the character and setting of the locally listed Courtlands.
Rejected
26/01521/HHOLD
Erection of a detached three-bay garage with integrated ancillary garden storage, incorporating a traditional hipped roof, central Arts & Crafts-inspired gable and materials selected to respond to the character and setting of the locally listed Courtlands. As amended on 05/10/2026.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density-

Owner Occupied76%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Chipstead Valley Primary School
0.6 mi
Outstanding
Woodmansterne Primary School
0.7 mi
Good
Serenity School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Banstead Preparatory School
1.2 mi
Inspected by ISI

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Lakers Rise
-
£395k
-
94 Lakers Rise
-
£485k
-
118 Lakers Rise
-
£383k
-
100 Lakers Rise
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN