23 Balcombe Gardens, Horley, RH6 9BY

UPRN:68147183Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (61)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£556,000

£528k - £583kHigh

Estimate

£556k

Range

£528k – £583k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

4.91%

Verdict

Derived from HomePortfolio scores

23 Balcombe Gardens earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 14Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£299/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£556,000

Rent Estimate (pcm)£2,250

Gross Yield4.91%

1y Growth-

3y Growth+0.2%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price£485,000 (2018-06-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RH6 9BY

Approval Rate

-12mo

Development

low

26/01620/F
Alterations to the existing detached garage/outbuilding, including replacement roof and associated external alterations, to facilitate the use of part of the building as a small-scale home-based nail studio ancillary to the residential use of the property, with the remainder retained as domestic storage.
Pending
26/01641/TPO
T1 Dead Taxus Baccata (Yew): Remove. REASONS: Health and Safety. T2 Taxus Baccata (Yew): Crown lift to 4m over the access road to the south. REASONS: General Management. T3 Dead Acer Pseudoplatanus (Sycamore): Remove. REASONS: Health and Safety. T4 Dead Ilex Aquifolium (Holly): Remove. REASONS: Health and Safety.
Pending
26/01682/HHOLD
Single-storey rear extension and rear verandah
Pending

View Planning Timeline

Ownership

Corporate Ownership58.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-06-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density594 /km²

Owner Occupied92%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Oakwood School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Langshott Primary School
0.3 mi
Good
Horley Infant School
0.5 mi
-
Minerva May School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Balcombe Gardens
-
£500k
-
53 Balcombe Gardens
-
£579k
-
14 Balcombe Gardens
-
£585k
-
47 Balcombe Gardens
-
£530k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN