7 Larkfield Close, Ashton-under-Lyne, OL7 9TD

UPRN:200004400514Semi-Detached House3 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 8mo agoArea· Census 2021Council Tax· 3mo ago

Valuation estimateUpdated today

£299,000

Estimated value

Range: £284k - £314k|Last sold: £163k (2008-12-04)

Estimate of £299k for this semi-detached house. 132 sales in OL7 in the last 12 months; median £182k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£299k

£284k - £314k - High confidence

Annualised (CAGR)

+5.27%

Over the full window

Peak estimate

£312k

Jul 2026

From peak

-4.17%

Drawdown from peak

AVM estimate (model)Repeat-sales index - OL7 district (quarterly)index YoY -5.05%

Growth by window

-4.17%

-1.32%

12m

+1.36%

24m

-1.32%

60m

+26.16%

Rental Market

Monthly

Estimated rent (pcm)

£1,600

/ month

Gross yield

6.40%

Rent ÷ asking price

Net yield

4.43%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£182k

OL7 sales, last 12 months

12m Price Growth

OL7 median, Land Registry

Days on Market

131d

OL7 average

Sales & Yield

3 metrics

Transactions / 12m

132

OL7 sales

Area Gross Yield

4.00%

OL7 medians

Last Sold

£163k

2008-12-04

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£300,000
SDLT standard£5,000
SDLT BTL surcharge (5%)£15,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£322,100

Funding

Deposit (25%)£75,000
Mortgage (75% LTV)£225,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£97,100

Monthly Returns

Monthly Rent (estimate)£1,600
Mortgage Payment (IO)-£984
Management (10%)-£160
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£356

Capital Returns

5yr Property Value£388,939
5yr Capital Gain (5.33% pa, historical)+£88,939
5yr Cumulative Rent (net, before lease costs)+£83,934
Less mortgage interest-£59,040
5yr Total Return (before lease costs)+£113,833

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£315,990	£90,990	+£4,272	+£20,262	20.9%
Year 2	£332,832	£107,832	+£8,892	+£41,724	43.0%
Year 3	£350,572	£125,572	+£13,868	+£64,440	66.4%
Year 4	£369,258	£144,258	+£19,195	+£88,453	91.1%
Year 5	£388,939	£163,939	+£24,894	+£113,833	117.2%

Modelled on the live asking price. Capital growth 5.33% a year is the OL7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£97,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,633

Population

Signal

1.3%

Households Deprived

Upside Opportunities

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