644 SPRING BANK WEST
Recent sale
£132k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
716 Spring Bank West, Hull, HU3 6LH
UPRN:21086776Mid Terrace House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band BEPC: C (69)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:11:09.817022+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£115,000
Estimated value
Range: £109k - £120k|Last sold: -- (-)
Estimate of £115k for this mid terrace house. 255 sales in HU3 in the last 12 months; median £108k.
Estimate confidence
High confidence
Value History
Current estimate
£115k
£109k - £120k - High confidence
Annualised (CAGR)
+0.85%
Over the full window
Peak estimate
£144k
Mar 2024
From peak
-20.14%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU3 district (quarterly)index YoY +8.89%
Growth by window
3m
-12.21%
6m
-5.74%
12m
-4.96%
24m
-11.54%
60m
+0.00%
Rental Market
Estimated rent (pcm)
£900
/ month
Gross yield
9.82%
Rent ÷ asking price
Net yield
6.80%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£108k
HU3 sales, last 12 months
12m Price Growth
-
HU3 median, Land Registry
Days on Market
95d
HU3 average
Sales & Yield
3 metricsTransactions / 12m
255
HU3 sales
Area Gross Yield
5.95%
HU3 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£110,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£117,600
Funding
- Deposit (25%)£27,500
- Mortgage (75% LTV)£82,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£35,100
Monthly Returns
- Monthly Rent (estimate)£900
- Mortgage Payment (IO)-£361
- Management (10%)-£90
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£349
Capital Returns
- 5yr Property Value£131,976
- 5yr Capital Gain (3.71% pa, historical)+£21,976
- 5yr Cumulative Rent (net)+£44,576
- Less mortgage interest-£21,660
- 5yr Total Return+£44,892
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £114,081 | £31,581 | +£4,188 | +£8,269 | 23.6% |
| Year 2 | £118,313 | £35,813 | +£8,568 | +£16,881 | 48.1% |
| Year 3 | £122,703 | £40,203 | +£13,144 | +£25,847 | 73.6% |
| Year 4 | £127,255 | £44,755 | +£17,921 | +£35,176 | 100.2% |
| Year 5 | £131,976 | £49,476 | +£22,916 | +£44,892 | 127.9% |
Modelled on the live asking price. Capital growth 3.71% a year is the HU3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£35,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
684 SPRING BANK WEST
Recent sale
£155k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
714 SPRING BANK WEST
Recent sale
£77k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
684 SPRING BANK WEST
Recent sale
£100k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,374
Population
Signal
8.3%
Households Deprived