9 St Margarets Grove, Leeds, LS8 1RZ

UPRN:72193940Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£550,000

£522k - £577kHigh

Estimate

£550k

Range

£522k – £577k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.22%

Verdict

Derived from HomePortfolio scores

9 St Margarets Grove earns an INVESTIGATE rating with HP Score 79/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 24Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£549,500

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,650-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £183,625
Net cash flow: £119/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£550,000

Rent Estimate (pcm)£2,850

Gross Yield6.22%

1y Growth-

3y Growth+1.5%

5y Growth+2.1%

10y Growth+4.2%

Last Sold Price£450,000 (2021-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LS8 1RZ

Approval Rate

100%12mo

Development

low

26/06205/COND
Consent, agreement or approval required by conditions 12 (statement of construction practice) and 18 (tree safeguarding) of previously approved planning application 23/05762/FU
Pending
26/06089/FU
Single storey side/rear extension with roof lights and new solar panels to house roof
Pending
26/06067/CLP
Certificate of Proposed Lawful Development for an extension to the gable, dormer window to the rear and rooflights to the front
Pending

View Planning Timeline