Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T14:23:35.643027+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:43:56.015353+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
86
/ 100
Strong
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
19 of 21 sources
Sale Estimate
£171,000
£154k - £188kMedium
Estimate
£171k
Range
£154k – £188k
Rent Estimate (pcm)
£950
£900 - £1k
Monthly
£950
Yield
8.14%
Verdict
Derived from HomePortfolio scores
903 Manor Mills earns an INVESTIGATE rating with HP Score 86/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
New entrance portal to wrap main entrance and pass doors, replacement of revolving door with circle sliding doors, replacement of Level 06 terrace swing doors with sliding doors, new facade lighting, new finishes to arrival podium and access routes, reconfiguration of roof level plant and addition of an air source heat pump and new air handling units with new plant screen, new external landscaping works including resurfacing of the podium space and ramp, installation of new bench seating and reconfiguration of the entrance steps with tiered planters - NON MATERIAL AMENDMENT TO 24/05854/FU - The sliding doors on the level 6 terrace are no longer required to be replaced and the existing swing doors will remain in-situ.
Pending
26/06137/COND
Consent, agreement, or approval required by Condition 12 of Planning Application 23/04288/FU
Pending
26/06138/COND
Consent, agreement, or approval required by Condition 4 of Planning Application 25/01021/FU.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
38
Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 18% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +18.1% (MEDIUM), sold-comps +22.7%, £/sqft +22.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 72657445· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%· as of 19 Oct 2026
Rental economics22.2/40
gross yield 8.1%; range width penalty ×0.88; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 950/mo (range 900-1050)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -22/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 91 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.9/15
264 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£105,000£161,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£140,000
At the asking price
£950/mo
Evidenced range £900-£1,050
5.4%
75%
Cash required
£43,600
Net cash flow
£185/mo
Cash on cash
5.1%
Score at this price
38
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 72657445Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-1050)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1050)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
· verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026