76 Sunny Haven Park, Howey, Llandrindod Wells, LD1 5PU
Estimate of £286k for this detached property. 102 sales in LD1 in the last 12 months; median £253k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£99,950
- SDLT standard£0
- SDLT BTL surcharge (5%)£4,998
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£107,048
Funding
- Deposit (25%)£24,988
- Mortgage (75% LTV)£74,962
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£32,086
Monthly Returns
- Monthly Rent (estimate)£700
- Mortgage Payment (IO)-£328
- Management (10%)-£70
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£202
Capital Returns
- 5yr Property Value£131,936
- 5yr Capital Gain (5.71% pa, historical)+£31,986
- 5yr Cumulative Rent (net)+£33,346
- Less mortgage interest-£19,680
- 5yr Total Return+£45,652
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £105,657 | £30,695 | +£2,424 | +£8,131 | 25.3% |
| Year 2 | £111,690 | £36,728 | +£5,004 | +£16,744 | 52.2% |
| Year 3 | £118,068 | £43,105 | +£7,731 | +£25,849 | 80.6% |
| Year 4 | £124,809 | £49,847 | +£10,622 | +£35,481 | 110.6% |
| Year 5 | £131,936 | £56,973 | +£13,666 | +£45,652 | 142.3% |
Modelled on the live asking price. Capital growth 5.71% a year is the LD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£32,086).
Price Forecast
No forecast available.