77 WINDMILL STREET
Recent sale
£225k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
76 Windmill Street, Gravesend, DA12 1BN
UPRN:100060951369Terrace Property2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band CEPC: C (69)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:37:35.226906+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£296,000
Estimated value
Range: £281k - £311k|Last sold: £265k (2019-06-14)
Estimate of £296k for this terrace property. 389 sales in DA12 in the last 12 months; median £335k.
Estimate confidence
High confidence
Value History
Current estimate
£296k
£281k - £311k - High confidence
Annualised (CAGR)
+0.94%
Over the full window
Peak estimate
£326k
Dec 2025
From peak
-9.20%
Drawdown from peak
AVM estimate (model)Repeat-sales index - DA12 district (quarterly)index YoY +2.83%
Growth by window
3m
-1.33%
6m
-8.36%
12m
-6.33%
24m
-6.92%
60m
+0.34%
Rental Market
Estimated rent (pcm)
£1,550
/ month
Gross yield
6.20%
Rent ÷ asking price
Net yield
4.29%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£335k
DA12 sales, last 12 months
12m Price Growth
-
DA12 median, Land Registry
Days on Market
88d
DA12 average
Sales & Yield
3 metricsTransactions / 12m
389
DA12 sales
Area Gross Yield
4.80%
DA12 medians
Last Sold
£265k
2019-06-14
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£300,000
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,100
Funding
- Deposit (25%)£75,000
- Mortgage (75% LTV)£225,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,100
Monthly Returns
- Monthly Rent (estimate)£1,550
- Mortgage Payment (IO)-£984
- Management (10%)-£155
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£311
Capital Returns
- 5yr Property Value£331,712
- 5yr Capital Gain (2.03% pa, historical)+£31,712
- 5yr Cumulative Rent (net)+£81,123
- Less mortgage interest-£59,040
- 5yr Total Return+£53,795
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £306,090 | £81,090 | +£3,732 | +£9,822 | 10.1% |
| Year 2 | £312,304 | £87,304 | +£7,800 | +£20,104 | 20.7% |
| Year 3 | £318,643 | £93,643 | +£12,211 | +£30,855 | 31.8% |
| Year 4 | £325,112 | £100,112 | +£16,974 | +£42,086 | 43.3% |
| Year 5 | £331,712 | £106,712 | +£22,083 | +£53,795 | 55.4% |
Modelled on the live asking price. Capital growth 2.03% a year is the DA12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£97,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
85 WINDMILL STREET
Recent sale
£359k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
78 WINDMILL STREET
Recent sale
£300k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
77 WINDMILL STREET
Recent sale
£360k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£35,065
Median earnings (local authority)
Signal
1,920
Population
Signal
7.8%
Households Deprived