Montgomery House, Demesne Road, Manchester, M16 8PH

HP Score
- BUYStrong fundamentals
- INVESTIGATEMixed signals - investigate
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
Montgomery House earns a INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Walkability is limited (47/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- headline score requires valuation_edge (estimate confidence LOW below scoring floor (measured MdAPE 25.8%))
What we could establish
- Rental economics4/30
gross yield 6.0%; range width penalty ×0.40
- zoopla_valuationsrent estimate 100/mo (range 100-150)· as of 12 Aug 2026· verify before relying on this
- Seller motivation5/20
0 price cut(s), 207 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
- Risk & liquidity6.1/10
270 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £100-£150
- Cash required
- £7,300
- Net cash flow
- £2/mo
- Cash on cash
- 0.3%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
- zoopla_valuationsrent estimate 100/mo (range 100-150)Rental economics · as of 12 Aug 2026
- zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
- property_intelligencetransactions_12moRisk & liquidity
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
Rental economics needs verification before you rely on it
rent estimate 100/mo (range 100-150)
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- PendingManchester/PLA-2026-001398Installation of 13 all-black, roof-mounted solar PV panels to the side (6 no.) and rear (7 no.) roof slopes of the existing dwellinghouse.
- PendingManchester/PLA-2026-001588Erection of single-storey rear extension.
- PendingManchester/PLA-2026-001586Installation of an EV charger.
Ownership
- Corporate Ownership62.9%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2025-12-02
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- -William Hulme's Grammar School0.2 mi
- Inspected by ISISt Bede's College0.3 mi
- Inspected by ISIKassim Darwish Grammar School for Boys0.3 mi
- Whalley Range 11-18 High School0.4 miGood
1 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- Montgomery House Demesne Road-£12k-
- Montgomery House Demesne Road-£16k-
- Montgomery House Demesne Road-£20k-
- Montgomery House Demesne Road-£12k-