78 Walton Road, Frinton-on-Sea, CO13 0AG
Estimate of £339k for this terrace property. 211 sales in CO13 in the last 12 months; median £318k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£339,000
- SDLT standard£6,950
- SDLT BTL surcharge (5%)£16,950
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£365,000
Funding
- Deposit (25%)£84,750
- Mortgage (75% LTV)£254,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£110,750
Monthly Returns
- Monthly Rent (estimate)£1,700
- Mortgage Payment (IO)-£1,112
- Management (10%)-£170
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£318
Capital Returns
- 5yr Property Value£342,233
- 5yr Capital Gain (0.19% pa, historical)+£3,233
- 5yr Cumulative Rent (net)+£89,554
- Less mortgage interest-£66,720
- 5yr Total Return+£26,067
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £339,644 | £85,394 | +£3,816 | +£4,460 | 4.0% |
| Year 2 | £340,289 | £86,039 | +£8,004 | +£9,293 | 8.4% |
| Year 3 | £340,936 | £86,686 | +£12,560 | +£14,496 | 13.1% |
| Year 4 | £341,584 | £87,334 | +£17,505 | +£20,089 | 18.1% |
| Year 5 | £342,233 | £87,983 | +£22,834 | +£26,067 | 23.5% |
Modelled on the estimated value: the property is not on the market. Capital growth 0.19% a year is the CO13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£110,750).
Price Forecast
No forecast available.