8 Alderford Drive, Balby, Doncaster, DN4 8TH
Estimate of £244k for this semi-detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£245,000
- SDLT standard£2,400
- SDLT BTL surcharge (5%)£12,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£261,750
Funding
- Deposit (25%)£61,250
- Mortgage (75% LTV)£183,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£78,000
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£804
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£401
Capital Returns
- 5yr Property Value£269,441
- 5yr Capital Gain (1.92% pa, historical)+£24,441
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£48,240
- 5yr Total Return+£51,691
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £249,704 | £65,954 | +£4,812 | +£9,516 | 12.2% |
| Year 2 | £254,498 | £70,748 | +£9,936 | +£19,434 | 24.9% |
| Year 3 | £259,385 | £75,635 | +£15,379 | +£29,764 | 38.2% |
| Year 4 | £264,365 | £80,615 | +£21,148 | +£40,513 | 51.9% |
| Year 5 | £269,441 | £85,691 | +£27,250 | +£51,691 | 66.3% |
Modelled on the live asking price. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£78,000).
Price Forecast
No forecast available.