Recent sale
15 CLOVELLY AVENUE
£85k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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8 Clovelly Avenue, St. Helens, WA9 4HT
UPRN:39013121Semi-Detached House3 bedsBuilt 1930-1949
LeaseholdCouncil Tax: -EPC: D (61)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:59:37.721532+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£121,000
Estimated value
Range: £115k - £127k|Last sold: £115k (2006-09-26)
Estimate of £121k for semi-detached houses in St. Helens. 462 transactions in the last 12 months; median £155k.
AI Confidence
-
High confidence
Value History
Current estimate
£121k
£115k - £127k - High confidence
Annualised (CAGR)
+2.65%
Over the full window
Peak estimate
£140k
May 2025
From peak
-13.57%
Drawdown from peak
AVM estimate (model)Repeat-sales index - WA9 district (quarterly)index YoY +6.21%
Growth by window
3m
+5.22%
6m
+12.04%
12m
+10.00%
24m
-8.33%
60m
+9.01%
Rental Market
Estimated rent (pcm)
£750
/ month
Gross yield
9.27%
Net yield
5.82%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£155k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
77d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£121,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,050
- Legal + Survey£15,000
- Refurb (light)£8,470
- Total All-In Cost£150,520
Funding
- Deposit (25%)£30,250
- Mortgage (75% LTV)£90,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£59,770
Monthly Returns
- Monthly Rent (est)£750
- Mortgage Payment (IO)-£397
- Management (10%)-£75
- Insurance-£87
- Maintenance-£50
- Monthly Cashflow+£141
Capital Returns
- 5yr Property Value£143,779
- 5yr Capital Gain (3.51% pa)+£22,779
- 5yr Cumulative Rent (net)+£32,280
- Less mortgage interest-£23,820
- 5yr Total Return+£31,239
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £125,247 | £34,497 | +£1,692 | +£5,939 | 9.9% |
| Year 2 | £129,643 | £38,893 | +£3,384 | +£12,027 | 20.1% |
| Year 3 | £134,194 | £43,444 | +£5,076 | +£18,270 | 30.6% |
| Year 4 | £138,904 | £48,154 | +£6,768 | +£24,672 | 41.3% |
| Year 5 | £143,779 | £53,029 | +£8,460 | +£31,239 | 52.3% |
Assumes 3.51% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£59,770).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
15 CLOVELLY AVENUE
£62k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
2 CLOVELLY AVENUE
£73k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
7 CLOVELLY AVENUE
£75k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,468
Median Income
Signal
1,471
Population
Signal
3.0 / 100
Deprivation