19 CROSS STREET
Recent sale
£185k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 Cross Street, Hayle, TR27 4LW
UPRN:100040104898Mid Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band AEPC: E (54)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:57:54.909879+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-20T09:33:12.870431+00:00)
Valuation estimateUpdated today
£192,000
Estimated value
Range: £182k - £201k|Last sold: £190k (2022-05-06)
Estimate of £192k for this mid terrace house. 184 sales in TR27 in the last 12 months; median £283k.
Estimate confidence
High confidence
Value History
Current estimate
£192k
£182k - £201k - High confidence
Annualised (CAGR)
+1.47%
Over the full window
Peak estimate
£210k
Jun 2024
From peak
-8.57%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TR27 district (quarterly)index YoY -3.81%
Growth by window
3m
-5.42%
6m
-4.48%
12m
+2.13%
24m
-5.88%
60m
+9.09%
Rental Market
Estimated rent (pcm)
£900
/ month
Gross yield
5.02%
Rent ÷ asking price
Net yield
3.48%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£283k
TR27 sales, last 12 months
12m Price Growth
-
TR27 median, Land Registry
Days on Market
76d
TR27 average
Sales & Yield
3 metricsTransactions / 12m
184
TR27 sales
Area Gross Yield
3.09%
TR27 medians
Last Sold
£190k
2022-05-06
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£215,000
- SDLT standard£1,800
- SDLT BTL surcharge (5%)£10,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£229,650
Funding
- Deposit (25%)£53,750
- Mortgage (75% LTV)£161,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£68,400
Monthly Returns
- Monthly Rent (estimate)£900
- Mortgage Payment (IO)-£705
- Management (10%)-£90
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£5
Capital Returns
- 5yr Property Value£221,308
- 5yr Capital Gain (0.58% pa, historical)+£6,308
- 5yr Cumulative Rent (net)+£44,576
- Less mortgage interest-£42,300
- 5yr Total Return+£8,583
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £216,247 | £54,997 | +£60 | +£1,307 | 1.9% |
| Year 2 | £217,501 | £56,251 | +£312 | +£2,813 | 4.1% |
| Year 3 | £218,763 | £57,513 | +£760 | +£4,523 | 6.6% |
| Year 4 | £220,032 | £58,782 | +£1,409 | +£6,441 | 9.4% |
| Year 5 | £221,308 | £60,058 | +£2,276 | +£8,583 | 12.5% |
Modelled on the live asking price. Capital growth 0.58% a year is the TR27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£68,400).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
8 CROSS STREET
Recent sale
£190k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
6 CROSS STREET
Recent sale
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 CROSS STREET
Recent sale
£178k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,210
Median earnings (local authority)
Signal
2,052
Population
Signal
5.0%
Households Deprived