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8 Gwel-Tek, Phillack, Hayle, TR27 4QN

UPRN:10023890575Detached Bungalow3 bedsBuilt 1996-2002
FreeholdCouncil Tax: Band DEPC: C (70)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-05-20T08:19:50.636452+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 8mo agoAmenities: stale, refreshed 8mo ago (2026-03-12T00:37:10.567793+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-20T09:33:12.870431+00:00)
Valuation estimateUpdated yesterday
£377,000
Estimated value
Range: £358k - £396kLast sold: £375k (2024-03-18)

Estimate of £377k for this detached bungalow. 184 sales in TR27 in the last 12 months; median £283k.

Estimate confidence
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£377k
£358k - £396k - High confidence
Annualised (CAGR)
+0.60%
Over the full window
Peak estimate
£454k
Jan 2023
From peak
-16.96%
Drawdown from peak
£548k£495k£443k£390k£338k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - TR27 district (quarterly)index YoY -3.81%
Growth by window
3m
+2.72%
6m
-0.53%
12m
-4.80%
24m
+1.34%
60m
-1.05%

Rental Market

Monthly
Estimated rent (pcm)
£1,450
/ month
Gross yield
4.35%
Rent ÷ asking price
Net yield
3.01%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£283k
TR27 sales, last 12 months
12m Price Growth
+1.1%
TR27 median, Land Registry
Days on Market
76d
TR27 average

Sales & Yield

3 metrics
Transactions / 12m
184
TR27 sales
Area Gross Yield
3.09%
TR27 medians
Last Sold
£375k
2024-03-18

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£400,000
  • SDLT standard£10,000
  • SDLT BTL surcharge (5%)£20,000
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£432,100

Funding

  • Deposit (25%)£100,000
  • Mortgage (75% LTV)£300,000
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£132,100

Monthly Returns

  • Monthly Rent (estimate)£1,450
  • Mortgage Payment (IO)-£1,312
  • Management (10%)-£145
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow-£107

Capital Returns

  • 5yr Property Value£411,735
  • 5yr Capital Gain (0.58% pa, historical)+£11,735
  • 5yr Cumulative Rent (net)+£75,490
  • Less mortgage interest-£78,720
  • 5yr Total Return+£8,506

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£402,320£102,320-£1,284+£1,0360.8%
Year 2£404,653£104,653-£2,256+£2,3971.8%
Year 3£407,000£107,000-£2,909+£4,0913.1%
Year 4£409,361£109,361-£3,236+£6,1254.6%
Year 5£411,735£111,735-£3,230+£8,5066.4%

Modelled on the live asking price. Capital growth 0.58% a year is the TR27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£132,100).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    10 GWEL TEK

    Recent sale
    £305k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    8 GWEL TEK

    Recent sale
    £375k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    2 GWEL TEK

    Recent sale
    £240k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    7 GWEL TEK

    Recent sale
    £20k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £28,210
    Median earnings (local authority)
    Signal
    2,059
    Population
    Signal
    3.2%
    Households Deprived

    Upside Opportunities

    0 levers