8 Peebles Close, Liverpool, L33 1EG
Estimate of £254k for this semi-detached house. 136 sales in L33 in the last 12 months; median £170k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£255,000
- SDLT standard£2,750
- SDLT BTL surcharge (5%)£12,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£272,600
Funding
- Deposit (25%)£63,750
- Mortgage (75% LTV)£191,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£81,350
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£837
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£368
Capital Returns
- 5yr Property Value£355,317
- 5yr Capital Gain (6.86% pa, historical)+£100,317
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£50,220
- 5yr Total Return+£125,587
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £272,493 | £81,243 | +£4,416 | +£21,909 | 26.9% |
| Year 2 | £291,186 | £99,936 | +£9,144 | +£45,330 | 55.7% |
| Year 3 | £311,161 | £119,911 | +£14,191 | +£70,352 | 86.5% |
| Year 4 | £332,507 | £141,257 | +£19,564 | +£97,071 | 119.3% |
| Year 5 | £355,317 | £164,067 | +£25,270 | +£125,587 | 154.4% |
Modelled on the live asking price. Capital growth 6.86% a year is the L33 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£81,350).
Price Forecast
No forecast available.