Recent sale
2 THESIGER STREET
£75k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 Thesiger Street, Lincoln, LN5 7UL
UPRN:235025502Semi-Detached House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: C (69)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:42:17.032975+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£130,000
Estimated value
Range: £117k - £143k|Last sold: £86k (2008-02-01)
Estimate of £130k for semi-detached houses in Lincoln. 397 transactions in the last 12 months; median £190k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£130k
£117k - £143k - Medium confidence
Annualised (CAGR)
+4.01%
Over the full window
Peak estimate
£130k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LN5 district (quarterly)index YoY -5.12%
Growth by window
3m
+2.36%
6m
+2.36%
12m
+10.17%
24m
+13.04%
60m
+19.27%
Rental Market
Estimated rent (pcm)
£500
/ month
Gross yield
4.04%
Net yield
3.25%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£190k
2-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
49d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£130,000
- SDLT standard£100
- SDLT BTL surcharge (5%)£6,500
- Legal + Survey£15,000
- Refurb (light)£9,100
- Total All-In Cost£160,700
Funding
- Deposit (25%)£32,500
- Mortgage (75% LTV)£97,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£63,200
Monthly Returns
- Monthly Rent (est)£500
- Mortgage Payment (IO)-£427
- Management (10%)-£50
- Insurance-£88
- Maintenance-£54
- Monthly Cashflow-£119
Capital Returns
- 5yr Property Value£125,703
- 5yr Capital Gain (-0.67% pa)+£-4,297
- 5yr Cumulative Rent (net)+£18,480
- Less mortgage interest-£25,620
- 5yr Total Return-£11,437
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £129,129 | £31,629 | -£1,428 | -£2,299 | -3.6% |
| Year 2 | £128,264 | £30,764 | -£2,856 | -£4,592 | -7.3% |
| Year 3 | £127,404 | £29,904 | -£4,284 | -£6,880 | -10.9% |
| Year 4 | £126,551 | £29,051 | -£5,712 | -£9,161 | -14.5% |
| Year 5 | £125,703 | £28,203 | -£7,140 | -£11,437 | -18.1% |
Assumes -0.67% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£63,200).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
25 THESIGER STREET
£105k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
5 THESIGER STREET
£126k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
2 THESIGER STREET
£90k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,482
Median Income
Signal
2,228
Population
Signal
2.9 / 100
Deprivation