81 Murrays Mills, 50 Bengal Street, Manchester, M4 6LS

UPRN:10093688859Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: E (50)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

81 Murrays Mills, 50 Bengal Street, Manchester, M4 6LS

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

3 days ago

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£516,000

£490k - £542kHigh

Estimate

£516k

Range

£490k – £542k

Rent Estimate (pcm)

£3,050

£3k - £3kMedium

Monthly

£3,050

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

81 Murrays Mills earns a BUY rating with HP Score 80/100. Investment score 54/100 reflects moderate fundamentals. Walkability is excellent (97/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021PlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

80/ 100

High

Investment Score

54/ 100

Moderate

Crime Score

Low

Walkability

97/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,850-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: £340/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£516,000

Rent Estimate (pcm)£3,050

Gross Yield6.38%

1y Growth-9.5%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£465,000 (2019-10-08)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 6LS

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001642
Discharge of Condition 10b (Ground Conditions) attached to Planning Permission 139289/JO/2024.
Pending
Manchester/PLA-2026-001562
Installation of 2 internally illuminated advertisement screens.
Pending
Manchester/PLA-2026-001565
Installation of 2 internally illuminated advertisement screens.
Pending

View Planning Timeline

Ownership

Corporate Ownership12.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-10-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,554

Population Density-

Owner Occupied25%

Age Distribution

0-15 3%16-64 96%65+ 1%

View Area Profile

Schools Nearby

Co-op Academy New Islington
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Patrick's RC Primary School, a Voluntary Academy
0.4 mi
Good
Abbott Community Primary School
0.5 mi
Outstanding
The Cooperative College
0.5 mi
-

2 of 7 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Murrays Mills, 50 Bengal Street
-
£270k
-
Murrays Mills, 50 Bengal Street
-
£348k
-
Murrays Mills, 50 Bengal Street
-
£330k
-
Murrays Mills, 50 Bengal Street
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN