Apartment 12, Independent House, 125 High Street, Heckmondwike, WF16 0PW

UPRN:83188446Flat/Maisonette3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Apartment 12, Independent House, 125 High Street, Heckmondwike, WF16 0PW

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£120,000

£96k - £144kLow

Estimate

£120k

Range

£96k – £144k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

8.18%

Verdict

Derived from HomePortfolio scores

Apartment 12 earns an INVESTIGATE rating with HP Score 75/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

72/ 100

High

Crime Score

27/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 40Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics23.8/40
gross yield 8.2%; range width penalty ×0.93
- valuation_snapshotsrent estimate 750/mo (range 700-800)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -104/mo, -14% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
101 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £148/mo
Cash on cash: 5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 750/mo (range 700-800)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£120,000

Rent Estimate (pcm)£750

Gross Yield8.18%

1y Growth+17.7%

3y Growth+3.7%

5y Growth+4.7%

10y Growth+4.0%

Last Sold Price£115,000 (2002-11-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WF16 0PW

Approval Rate

-12mo

Development

low

2026/93017
Installation of ground mounted solar photovoltaic array
Pending
2026/92922
The proposal is for erection of single storey rear extension. The extension projects 6m beyond the rear wall of the original dwellinghouse. The maximum height of the extension is 4m, the height of the eaves of the extension is 3m
Pending
2026/92857
Erection of first floor rear extension with dormer
Pending

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-11-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,238

Population Density7,947 /km²

Owner Occupied67%

Age Distribution

0-15 25%16-64 63%65+ 12%

View Area Profile

Schools Nearby

Heckmondwike Primary Academy
0.1 mi
Inspected as Heckmondwike Primary School (URN 130351) on 25 Jan 2023
Brian Jackson College
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heckmondwike Grammar School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Holy Spirit Catholic Primary Academy
0.2 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Independent House, 125 High Street
-
£50k
-
Independent House, 125 High Street
-
£78k
-
Independent House, 125 High Street
-
£79k
-
Independent House, 125 High Street
-
£67k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN