84 Poole Crescent, Leeds, LS15 7LU
Estimate of £193k for this end terrace house. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£115,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£122,850
Funding
- Deposit (25%)£28,750
- Mortgage (75% LTV)£86,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£36,600
Monthly Returns
- Monthly Rent (estimate)£950
- Mortgage Payment (IO)-£377
- Management (10%)-£95
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£378
Capital Returns
- 5yr Property Value£128,282
- 5yr Capital Gain (2.21% pa, historical)+£13,282
- 5yr Cumulative Rent (net)+£47,386
- Less mortgage interest-£22,620
- 5yr Total Return+£38,048
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £117,542 | £31,292 | +£4,536 | +£7,078 | 19.3% |
| Year 2 | £120,139 | £33,889 | +£9,276 | +£14,415 | 39.4% |
| Year 3 | £122,794 | £36,544 | +£14,225 | +£22,019 | 60.2% |
| Year 4 | £125,508 | £39,258 | +£19,386 | +£29,894 | 81.7% |
| Year 5 | £128,282 | £42,032 | +£24,766 | +£38,048 | 104.0% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£36,600).
Price Forecast
No forecast available.