88 Walton Road, Frinton-on-Sea, CO13 0AG
Estimate of £333k for this semi-detached house. 211 sales in CO13 in the last 12 months; median £318k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£333,000
- SDLT standard£6,650
- SDLT BTL surcharge (5%)£16,650
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£358,400
Funding
- Deposit (25%)£83,250
- Mortgage (75% LTV)£249,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£108,650
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£1,093
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£157
Capital Returns
- 5yr Property Value£336,176
- 5yr Capital Gain (0.19% pa, historical)+£3,176
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£65,580
- 5yr Total Return+£15,908
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £333,633 | £83,883 | +£1,884 | +£2,517 | 2.3% |
| Year 2 | £334,267 | £84,517 | +£4,092 | +£5,359 | 4.9% |
| Year 3 | £334,902 | £85,152 | +£6,631 | +£8,533 | 7.9% |
| Year 4 | £335,538 | £85,788 | +£9,509 | +£12,047 | 11.1% |
| Year 5 | £336,176 | £86,426 | +£12,733 | +£15,908 | 14.6% |
Modelled on the estimated value: the property is not on the market. Capital growth 0.19% a year is the CO13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£108,650).
Price Forecast
No forecast available.