9 Banks Road, Badsey, Evesham, WR11 7TB
Estimate of £388k for this detached house. 496 sales in WR11 in the last 12 months; median £298k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£375,000
- SDLT standard£8,750
- SDLT BTL surcharge (5%)£18,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£404,600
Funding
- Deposit (25%)£93,750
- Mortgage (75% LTV)£281,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£123,350
Monthly Returns
- Monthly Rent (estimate)£1,350
- Mortgage Payment (IO)-£1,230
- Management (10%)-£135
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£115
Capital Returns
- 5yr Property Value£398,440
- 5yr Capital Gain (1.22% pa, historical)+£23,440
- 5yr Cumulative Rent (net)+£69,881
- Less mortgage interest-£73,800
- 5yr Total Return+£19,521
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £379,575 | £98,325 | -£1,380 | +£3,195 | 2.6% |
| Year 2 | £384,206 | £102,956 | -£2,472 | +£6,734 | 5.5% |
| Year 3 | £388,893 | £107,643 | -£3,258 | +£10,636 | 8.6% |
| Year 4 | £393,638 | £112,388 | -£3,742 | +£14,896 | 12.1% |
| Year 5 | £398,440 | £117,190 | -£3,919 | +£19,521 | 15.8% |
Modelled on the live asking price. Capital growth 1.22% a year is the WR11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£123,350).
Price Forecast
No forecast available.