9 Brynmor Avenue, Rhyl, LL18 2LX
Estimate of £199k for this semi-detached house. 469 sales in LL18 in the last 12 months; median £182k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£190,000
- SDLT standard£1,300
- SDLT BTL surcharge (5%)£9,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£202,900
Funding
- Deposit (25%)£47,500
- Mortgage (75% LTV)£142,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£60,400
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£623
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£267
Capital Returns
- 5yr Property Value£213,503
- 5yr Capital Gain (2.36% pa, historical)+£23,503
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£37,380
- 5yr Total Return+£41,953
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £194,484 | £51,984 | +£3,204 | +£7,688 | 12.7% |
| Year 2 | £199,074 | £56,574 | +£6,648 | +£15,722 | 26.0% |
| Year 3 | £203,772 | £61,272 | +£10,337 | +£24,109 | 39.9% |
| Year 4 | £208,581 | £66,081 | +£14,265 | +£32,846 | 54.4% |
| Year 5 | £213,503 | £71,003 | +£18,449 | +£41,953 | 69.5% |
Modelled on the live asking price. Capital growth 2.36% a year is the LL18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£60,400).
Price Forecast
No forecast available.