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9 Emily Gardens, Birmingham, B16 0ED

UPRN:100070358880Semi-Detached House1 bedsBuilt -
FreeholdCouncil Tax: -EPC: E (47)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-07-10T08:26:09.520136+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:40:02.044648+00:00)Risk· freshRisk: fresh, refreshed 4d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 3d ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)Amenities· freshAmenities: fresh, refreshed 2d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£151,000
Estimated value
Range: £144k - £159kLast sold: -- (-)

Estimate of £151k for semi-detached houses in Birmingham. 154 transactions in the last 12 months; median £227k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£151k
£144k - £159k - High confidence
Annualised (CAGR)
+1.23%
Over the full window
Peak estimate
£179k
Jan 2025
From peak
-15.64%
Drawdown from peak
£182k£168k£154k£140k£126k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - B16 district (quarterly)index YoY +1.37%
Growth by window
3m
-14.20%
6m
-13.71%
12m
-13.71%
24m
-11.70%
60m
+0.67%

Rental Market

Monthly
Estimated rent (pcm)
£950
/ month
Gross yield
7.18%
Net yield
5.34%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£227k
1-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
59d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£151,000
  • SDLT standard£520
  • SDLT BTL surcharge (5%)£7,550
  • Legal + Survey£15,000
  • Refurb (light)£10,570
  • Total All-In Cost£184,640

Funding

  • Deposit (25%)£37,750
  • Mortgage (75% LTV)£113,250
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£71,390

Monthly Returns

  • Monthly Rent (est)£950
  • Mortgage Payment (IO)-£495
  • Management (10%)-£95
  • Insurance-£90
  • Maintenance-£63
  • Monthly Cashflow+£207

Capital Returns

  • 5yr Property Value£139,655
  • 5yr Capital Gain (-1.55% pa)+£-11,345
  • 5yr Cumulative Rent (net)+£42,120
  • Less mortgage interest-£29,700
  • 5yr Total Return+£1,075

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£148,660£35,410+£2,484+£1440.2%
Year 2£146,355£33,105+£4,968+£3230.5%
Year 3£144,087£30,837+£7,452+£5390.8%
Year 4£141,853£28,603+£9,936+£7891.1%
Year 5£139,655£26,405+£12,420+£1,0751.5%

Assumes -1.55% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£71,390).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 17 EMILY GARDENS
    Recent sale

    17 EMILY GARDENS

    £160k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 5 EMILY GARDENS
    Recent sale

    5 EMILY GARDENS

    £106k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 12 EMILY GARDENS
    Recent sale

    12 EMILY GARDENS

    £138k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 15 EMILY GARDENS
    Recent sale

    15 EMILY GARDENS

    £130k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £33,374
    Median Income
    Signal
    2,103
    Population
    Signal
    8.8 / 100
    Deprivation

    Upside Opportunities

    0 levers