43 OAK TREE RISE
Recent sale
£310k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 Oak Tree Rise, Merthyr Tydfil, CF47 0SN
UPRN:10034657563Detached House3 bedsBuilt 2003-2006
FreeholdCouncil Tax: -EPC: C (74)
Data freshness:Listing· freshListing: fresh, refreshed 5d ago (2026-10-19T04:00:02.130848+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:23:34.892047+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated 2 days ago
£350,000
Estimated value
Range: £332k - £367k|Last sold: £173k (2019-09-27)
Estimate of £350k for this detached house. 166 sales in CF47 in the last 12 months; median £137k.
Estimate confidence
High confidence
Value History
Current estimate
£350k
£332k - £367k - High confidence
Annualised (CAGR)
+10.22%
Over the full window
Peak estimate
£354k
May 2026
From peak
-1.13%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CF47 district (quarterly)index YoY +3.15%
Growth by window
3m
-0.57%
6m
-0.57%
12m
+30.60%
24m
+31.58%
60m
+62.04%
Rental Market
Estimated rent (pcm)
£1,500
/ month
Gross yield
5.14%
Rent ÷ estimated value
Net yield
3.56%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£137k
CF47 sales, last 12 months
12m Price Growth
-
CF47 median, Land Registry
Days on Market
85d
CF47 average
Sales & Yield
3 metricsTransactions / 12m
166
CF47 sales
Area Gross Yield
4.01%
CF47 medians
Last Sold
£173k
2019-09-27
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£350,000
- SDLT standard£7,500
- SDLT BTL surcharge (5%)£17,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£377,100
Funding
- Deposit (25%)£87,500
- Mortgage (75% LTV)£262,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£114,600
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£1,148
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£102
Capital Returns
- 5yr Property Value£455,920
- 5yr Capital Gain (5.43% pa, historical)+£105,920
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£68,880
- 5yr Total Return+£115,353
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £369,005 | £106,505 | +£1,224 | +£20,229 | 17.7% |
| Year 2 | £389,042 | £126,542 | +£2,772 | +£41,814 | 36.5% |
| Year 3 | £410,167 | £147,667 | +£4,651 | +£64,818 | 56.6% |
| Year 4 | £432,439 | £169,939 | +£6,869 | +£89,308 | 77.9% |
| Year 5 | £455,920 | £193,420 | +£9,433 | +£115,353 | 100.7% |
Modelled on the estimated value: the property is not on the market. Capital growth 5.43% a year is the CF47 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£114,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
19 OAK TREE RISE
Recent sale
£216k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 OAK TREE RISE
Recent sale
£280k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
22 OAK TREE RISE
Recent sale
£300k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,504
Median earnings (local authority)
Signal
1,534
Population
Signal
3.8%
Households Deprived