9 Parc Hyde, Kinmel Bay, Rhyl, LL18 5FN
Estimate of £201k for this semi-detached house. 469 sales in LL18 in the last 12 months; median £182k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£200,000
- SDLT standard£1,500
- SDLT BTL surcharge (5%)£10,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£213,600
Funding
- Deposit (25%)£50,000
- Mortgage (75% LTV)£150,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£63,600
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£656
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£234
Capital Returns
- 5yr Property Value£224,741
- 5yr Capital Gain (2.36% pa, historical)+£24,741
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£39,360
- 5yr Total Return+£41,210
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £204,720 | £54,720 | +£2,808 | +£7,528 | 11.8% |
| Year 2 | £209,551 | £59,551 | +£5,856 | +£15,407 | 24.2% |
| Year 3 | £214,497 | £64,497 | +£9,149 | +£23,646 | 37.2% |
| Year 4 | £219,559 | £69,559 | +£12,681 | +£32,240 | 50.7% |
| Year 5 | £224,741 | £74,741 | +£16,469 | +£41,210 | 64.8% |
Modelled on the live asking price. Capital growth 2.36% a year is the LL18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£63,600).
Price Forecast
No forecast available.