9 Sholebroke View, Leeds, LS7 3HQ
Estimate of £249k for this mid terrace house. 211 sales in LS7 in the last 12 months; median £271k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£285,000
- SDLT standard£4,250
- SDLT BTL surcharge (5%)£14,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£305,600
Funding
- Deposit (25%)£71,250
- Mortgage (75% LTV)£213,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£91,850
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£935
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£0
Capital Returns
- 5yr Property Value£398,421
- 5yr Capital Gain (6.93% pa, historical)+£113,421
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£56,100
- 5yr Total Return+£115,961
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £304,750 | £91,000 | +£0 | +£19,750 | 21.5% |
| Year 2 | £325,870 | £112,120 | +£252 | +£41,122 | 44.8% |
| Year 3 | £348,452 | £134,702 | +£750 | +£64,202 | 69.9% |
| Year 4 | £372,600 | £158,850 | +£1,510 | +£89,110 | 97.0% |
| Year 5 | £398,421 | £184,671 | +£2,540 | +£115,961 | 126.3% |
Modelled on the live asking price. Capital growth 6.93% a year is the LS7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£91,850).
Price Forecast
No forecast available.