9 South Drive Sandhill Park, Bishops Lydeard, Taunton, TA4 3DQ
Estimate of £813k for this detached house. 201 sales in TA4 in the last 12 months; median £305k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£825,000
- SDLT standard£31,250
- SDLT BTL surcharge (5%)£41,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£899,600
Funding
- Deposit (25%)£206,250
- Mortgage (75% LTV)£618,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£280,850
Monthly Returns
- Monthly Rent (estimate)£2,800
- Mortgage Payment (IO)-£2,707
- Management (10%)-£280
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£287
Capital Returns
- 5yr Property Value£756,834
- 5yr Capital Gain (-1.71% pa, historical)-£68,166
- 5yr Cumulative Rent (net)+£151,372
- Less mortgage interest-£162,420
- 5yr Total Return-£79,214
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £810,892 | £192,142 | -£3,444 | -£17,552 | -6.2% |
| Year 2 | £797,026 | £178,276 | -£6,288 | -£34,262 | -12.2% |
| Year 3 | £783,397 | £164,647 | -£8,507 | -£50,109 | -17.8% |
| Year 4 | £770,001 | £151,251 | -£10,098 | -£65,097 | -23.2% |
| Year 5 | £756,834 | £138,084 | -£11,048 | -£79,214 | -28.2% |
Modelled on the live asking price. Capital growth -1.71% a year is the TA4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£280,850).
Price Forecast
No forecast available.