9 Wedgwood Drive, Hughenden Valley, High Wycombe, HP14 4PA
Estimate of £780k for this detached house. 167 sales in HP14 in the last 12 months; median £470k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£795,000
- SDLT standard£29,750
- SDLT BTL surcharge (5%)£39,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£866,600
Funding
- Deposit (25%)£198,750
- Mortgage (75% LTV)£596,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£270,350
Monthly Returns
- Monthly Rent (estimate)£2,400
- Mortgage Payment (IO)-£2,609
- Management (10%)-£240
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£549
Capital Returns
- 5yr Property Value£853,492
- 5yr Capital Gain (1.43% pa, historical)+£58,492
- 5yr Cumulative Rent (net)+£128,876
- Less mortgage interest-£156,540
- 5yr Total Return+£30,828
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £806,368 | £210,118 | -£6,588 | +£4,780 | 1.8% |
| Year 2 | £817,900 | £221,650 | -£12,660 | +£10,240 | 3.8% |
| Year 3 | £829,596 | £233,346 | -£18,204 | +£16,391 | 6.1% |
| Year 4 | £841,459 | £245,209 | -£23,210 | +£23,249 | 8.6% |
| Year 5 | £853,492 | £257,242 | -£27,664 | +£30,828 | 11.4% |
Modelled on the live asking price. Capital growth 1.43% a year is the HP14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£270,350).
Price Forecast
No forecast available.