9 Worcester Drive, Sheffield, S10 4JG
Estimate of £433k for this semi-detached house. 442 sales in S10 in the last 12 months; median £302k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£420,000
- SDLT standard£11,000
- SDLT BTL surcharge (5%)£21,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£454,100
Funding
- Deposit (25%)£105,000
- Mortgage (75% LTV)£315,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£139,100
Monthly Returns
- Monthly Rent (estimate)£1,950
- Mortgage Payment (IO)-£1,378
- Management (10%)-£195
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£277
Capital Returns
- 5yr Property Value£461,445
- 5yr Capital Gain (1.90% pa, historical)+£41,445
- 5yr Cumulative Rent (net)+£103,595
- Less mortgage interest-£82,680
- 5yr Total Return+£62,360
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £427,980 | £112,980 | +£3,324 | +£11,304 | 8.1% |
| Year 2 | £436,112 | £121,112 | +£7,068 | +£23,180 | 16.7% |
| Year 3 | £444,398 | £129,398 | +£11,241 | +£35,639 | 25.6% |
| Year 4 | £452,841 | £137,841 | +£15,854 | +£48,695 | 35.0% |
| Year 5 | £461,445 | £146,445 | +£20,915 | +£62,360 | 44.8% |
Modelled on the live asking price. Capital growth 1.90% a year is the S10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£139,100).
Price Forecast
No forecast available.