4 CLUMBER STREET
Recent sale
£188k
Sale price
£/sqft
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Rent pcm
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Yield
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90 Clumber Street, Hull, HU5 3RL
UPRN:21023510Mid Terrace House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band AEPC: D (64)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:39:50.981520+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£114,000
Estimated value
Range: £108k - £120k|Last sold: £85k (2021-06-17)
Estimate of £114k for this mid terrace house. 645 sales in HU5 in the last 12 months; median £126k.
Estimate confidence
High confidence
Value History
Current estimate
£114k
£108k - £120k - High confidence
Annualised (CAGR)
+0.57%
Over the full window
Peak estimate
£127k
Mar 2025
From peak
-10.24%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU5 district (quarterly)index YoY +4.01%
Growth by window
3m
+3.64%
6m
-10.24%
12m
-8.06%
24m
-6.56%
60m
+10.68%
Rental Market
Estimated rent (pcm)
£700
/ month
Gross yield
7.64%
Rent ÷ asking price
Net yield
5.28%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£126k
HU5 sales, last 12 months
12m Price Growth
+51.0%
HU5 median, Land Registry
Days on Market
63d
HU5 average
Sales & Yield
3 metricsTransactions / 12m
645
HU5 sales
Area Gross Yield
5.38%
HU5 medians
Last Sold
£85k
2021-06-17
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£110,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£117,600
Funding
- Deposit (25%)£27,500
- Mortgage (75% LTV)£82,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£35,100
Monthly Returns
- Monthly Rent (estimate)£700
- Mortgage Payment (IO)-£361
- Management (10%)-£70
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£169
Capital Returns
- 5yr Property Value£120,499
- 5yr Capital Gain (1.84% pa, historical)+£10,499
- 5yr Cumulative Rent (net)+£33,346
- Less mortgage interest-£21,660
- 5yr Total Return+£22,185
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £112,024 | £29,524 | +£2,028 | +£4,052 | 11.5% |
| Year 2 | £114,085 | £31,585 | +£4,212 | +£8,297 | 23.6% |
| Year 3 | £116,184 | £33,684 | +£6,543 | +£12,728 | 36.3% |
| Year 4 | £118,322 | £35,822 | +£9,038 | +£17,360 | 49.5% |
| Year 5 | £120,499 | £37,999 | +£11,686 | +£22,185 | 63.2% |
Modelled on the live asking price. Capital growth 1.84% a year is the HU5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£35,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
42 CLUMBER STREET
Recent sale
£127k
Sale price
£/sqft
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Rent pcm
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Yield
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80 CLUMBER STREET
Recent sale
£122k
Sale price
£/sqft
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Rent pcm
-
Yield
-
76 CLUMBER STREET
Recent sale
£111k
Sale price
£/sqft
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Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,372
Population
Signal
4.5%
Households Deprived