92 Imperial Building, 2 Duke of Wellington Avenue, London, SE18 6FR

UPRN:10010247396Flat/Maisonette1 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£487,000

Estimated value

Range: £438k - £536k|Last sold: £3.84M (2016-10-14)

Estimate of £487k for this flat/maisonette. 469 sales in SE18 in the last 12 months; median £410k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£487k

£438k - £536k - Medium confidence

Annualised (CAGR)

-2.04%

Over the full window

Peak estimate

£604k

Feb 2024

From peak

-19.37%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SE18 district (quarterly)index YoY +5.60%

Growth by window

+1.04%

+2.74%

12m

-8.97%

24m

-14.56%

60m

-11.78%

Rental Market

Monthly

Estimated rent (pcm)

£2,550

/ month

Gross yield

5.67%

Rent ÷ asking price

Net yield

3.91%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£410k

SE18 sales, last 12 months

12m Price Growth

+2.8%

SE18 median, Land Registry

Days on Market

67d

SE18 average

Sales & Yield

3 metrics

Transactions / 12m

469

SE18 sales

Area Gross Yield

5.31%

SE18 medians

Last Sold

£3.84M

2016-10-14

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£540,000
SDLT standard£17,000
SDLT BTL surcharge (5%)£27,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£586,100

Funding

Deposit (25%)£135,000
Mortgage (75% LTV)£405,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£181,100

Monthly Returns

Monthly Rent (estimate)£2,550
Mortgage Payment (IO)-£1,772
Management (10%)-£255
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£423

Capital Returns

5yr Property Value£562,506
5yr Capital Gain (0.82% pa, historical)+£22,506
5yr Cumulative Rent (net, before lease costs)+£137,320
Less mortgage interest-£106,320
5yr Total Return (before lease costs)+£53,506

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£544,428	£139,428	+£5,076	+£9,504	5.2%
Year 2	£548,892	£143,892	+£10,704	+£19,596	10.8%
Year 3	£553,393	£148,393	+£16,896	+£30,289	16.7%
Year 4	£557,931	£152,931	+£23,653	+£41,584	23.0%
Year 5	£562,506	£157,506	+£31,000	+£53,506	29.5%

Modelled on the live asking price. Capital growth 0.82% a year is the SE18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£181,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,244

Population

Signal

0.8%

Households Deprived

Upside Opportunities

0 levers