94 Alexandra Road, Peterborough, PE1 3DH
Estimate of £435k for this detached house. 302 sales in PE1 in the last 12 months; median £205k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£450,000
- SDLT standard£12,500
- SDLT BTL surcharge (5%)£22,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£487,100
Funding
- Deposit (25%)£112,500
- Mortgage (75% LTV)£337,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£149,600
Monthly Returns
- Monthly Rent (estimate)£2,150
- Mortgage Payment (IO)-£1,477
- Management (10%)-£215
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£358
Capital Returns
- 5yr Property Value£533,169
- 5yr Capital Gain (3.45% pa, historical)+£83,169
- 5yr Cumulative Rent (net)+£114,836
- Less mortgage interest-£88,620
- 5yr Total Return+£109,385
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £465,525 | £128,025 | +£4,296 | +£19,821 | 13.2% |
| Year 2 | £481,586 | £144,086 | +£9,060 | +£40,646 | 27.2% |
| Year 3 | £498,200 | £160,700 | +£14,290 | +£62,491 | 41.8% |
| Year 4 | £515,388 | £177,888 | +£20,009 | +£85,398 | 57.1% |
| Year 5 | £533,169 | £195,669 | +£26,216 | +£109,385 | 73.1% |
Modelled on the live asking price. Capital growth 3.45% a year is the PE1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£149,600).
Price Forecast
No forecast available.