Recent sale
VICEROY HOUSE, 65 WATER STREET
£850k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: VICEROY HOUSE, 65 WATER STREET]()
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![Comparable: 63 WATER STREET]()
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3 signals 0 levers
Apartment 1, 63 Water Street, Birmingham, B3 1HN
UPRN:10094975563Flat/Maisonette bedsBuilt 2022
-Council Tax: -EPC: C (80)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-08-18T16:24:12.717488+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T08:11:02.412382+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£609,000
Estimated value
Range: £487k - £731k|Last sold: -- (-)
Estimate of £609k for flat/maisonettes in Birmingham. 54 transactions in the last 12 months; median £158k.
AI Confidence
-
Low confidence
Value History
Current estimate
£609k
£487k - £731k - Low confidence
Annualised (CAGR)
+30.19%
Over the full window
Peak estimate
£659k
Jul 2026
From peak
-7.59%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B area (monthly)index YoY +4.55%
Growth by window
3m
+0.16%
6m
+96.45%
12m
+73.50%
24m
+100.99%
60m
-
Rental Market
Estimated rent (pcm)
£3,000
/ month
Gross yield
7.69%
Net yield
5.42%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£158k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
113d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£609,000
- SDLT standard£20,450
- SDLT BTL surcharge (5%)£30,450
- Legal + Survey£15,000
- Refurb (light)£42,630
- Total All-In Cost£717,530
Funding
- Deposit (25%)£152,250
- Mortgage (75% LTV)£456,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£260,780
Monthly Returns
- Monthly Rent (est)£3,000
- Mortgage Payment (IO)-£1,998
- Management (10%)-£300
- Insurance-£136
- Maintenance-£254
- Monthly Cashflow+£312
Capital Returns
- 5yr Property Value£440,096
- 5yr Capital Gain (-6.29% pa)+£-168,904
- 5yr Cumulative Rent (net)+£138,600
- Less mortgage interest-£119,880
- 5yr Total Return-£150,184
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £570,694 | £113,944 | +£3,744 | -£34,562 | -13.3% |
| Year 2 | £534,797 | £78,047 | +£7,488 | -£66,715 | -25.6% |
| Year 3 | £501,159 | £44,409 | +£11,232 | -£96,609 | -37.0% |
| Year 4 | £469,636 | £12,886 | +£14,976 | -£124,388 | -47.7% |
| Year 5 | £440,096 | £-16,654 | +£18,720 | -£150,184 | -57.6% |
Assumes -6.29% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£260,780).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
63 WATER STREET
£555k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
63 WATER STREET
£765k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
63 WATER STREET
£565k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
1,465
Population
Signal
4.9 / 100
Deprivation