Apartment 112, Conditioning House, Cape Street, Bradford, BD1 4QG

UPRN:10094870020Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: Band AEPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£83,000

Estimated value

Range: £74k - £91k|Last sold: £75k (2021-02-25)

Estimate of £83k for this flat/maisonette. 79 sales in BD1 in the last 12 months; median £100k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£83k

£74k - £91k - Medium confidence

Annualised (CAGR)

-1.11%

Over the full window

Peak estimate

£120k

Feb 2025

From peak

-30.83%

Drawdown from peak

AVM estimate (model)Repeat-sales index - BD area (monthly)index YoY +3.89%

Growth by window

-16.16%

+5.06%

12m

-17.00%

24m

-18.63%

60m

-4.60%

Rental Market

Monthly

Estimated rent (pcm)

£450

/ month

Gross yield

4.58%

Rent ÷ asking price

Net yield

2.50%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£100k

BD1 sales, last 12 months

12m Price Growth

BD1 median, Land Registry

Days on Market

119d

BD1 average

Sales & Yield

3 metrics

Transactions / 12m

BD1 sales

Area Gross Yield

12.00%

BD1 medians

Last Sold

£75k

2021-02-25

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£118,000
SDLT standard£0
SDLT BTL surcharge (5%)£5,900
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£126,000

Funding

Deposit (25%)£29,500
Mortgage (75% LTV)£88,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£37,500

Monthly Returns

Monthly Rent (estimate)£450
Mortgage Payment (IO)-£387
Management (10%)-£45
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£82

Capital Returns

5yr Property Value£196,697
5yr Capital Gain (10.76% pa, historical)+£78,697
5yr Cumulative Rent (net, before lease costs)+£19,282
Less mortgage interest-£23,220
5yr Total Return (before lease costs)+£74,758

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£130,697	£42,197	-£984	+£11,713	31.2%
Year 2	£144,760	£56,260	-£1,872	+£24,888	66.4%
Year 3	£160,336	£71,836	-£2,662	+£39,674	105.8%
Year 4	£177,588	£89,088	-£3,351	+£56,237	150.0%
Year 5	£196,697	£108,197	-£3,938	+£74,758	199.4%

Modelled on the live asking price. Capital growth 10.76% a year is the BD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£37,500).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,833

Population

Signal

10.0%

Households Deprived

Upside Opportunities

0 levers