Apartment 2, 18 Eversley Park, Folkestone, CT20 3FE

UPRN:50120768Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Valuation estimateUpdated today

£420,000

Estimated value

Range: £336k - £504k|Last sold: -- (-)

Estimate of £420k for this flat/maisonette. 326 sales in CT20 in the last 12 months; median £277k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£420k

£336k - £504k - Low confidence

Annualised (CAGR)

+0.65%

Over the full window

Peak estimate

£502k

Jan 2023

From peak

-16.33%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%

Growth by window

+0.48%

-2.10%

12m

-7.49%

24m

-7.89%

60m

-2.55%

Rental Market

Monthly

Estimated rent (pcm)

£2,250

/ month

Gross yield

14.21%

Rent ÷ asking price

Net yield

9.85%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£277k

CT20 sales, last 12 months

12m Price Growth

-48.4%

CT20 median, Land Registry

Days on Market

68d

CT20 average

Sales & Yield

3 metrics

Transactions / 12m

326

CT20 sales

Area Gross Yield

5.43%

CT20 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£190,000
SDLT standard£1,300
SDLT BTL surcharge (5%)£9,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£202,900

Funding

Deposit (25%)£47,500
Mortgage (75% LTV)£142,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£60,400

Monthly Returns

Monthly Rent (estimate)£2,250
Mortgage Payment (IO)-£623
Management (10%)-£225
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£1,302

Capital Returns

5yr Property Value£212,255
5yr Capital Gain (2.24% pa, historical)+£22,255
5yr Cumulative Rent (net, before lease costs)+£120,445
Less mortgage interest-£37,380
5yr Total Return (before lease costs)+£105,320

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£194,256	£51,756	+£15,624	+£19,880	32.9%
Year 2	£198,607	£56,107	+£31,728	+£40,335	66.8%
Year 3	£203,056	£60,556	+£48,335	+£61,391	101.6%
Year 4	£207,605	£65,105	+£65,443	+£83,048	137.5%
Year 5	£212,255	£69,755	+£83,065	+£105,320	174.4%

Modelled on the live asking price. Capital growth 2.24% a year is the CT20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£60,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,506

Population

Signal

4.5%

Households Deprived

Upside Opportunities

0 levers