Apartment 222, 59 Darwin Street, Birmingham, B12 0TQ

UPRN:10095957281Flat/MaisonetteBeds -Built 2024

Tenure: -Council Tax: Band BEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£185,000

Estimated value

Range: £166k - £203k|Last sold: -- (-)

Estimate of £185k for this flat/maisonette. 141 sales in B12 in the last 12 months; median £255k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£185k

£166k - £203k - Medium confidence

Annualised (CAGR)

-9.50%

Over the full window

Peak estimate

£224k

Nov 2024

From peak

-17.41%

Drawdown from peak

AVM estimate (model)Repeat-sales index - B12 district (quarterly)index YoY +31.39%

Growth by window

-9.31%

-10.19%

12m

-4.15%

24m

60m

Rental Market

Monthly

Estimated rent (pcm)

£1,050

/ month

Gross yield

6.81%

Rent ÷ estimated value

Net yield

4.71%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£255k

B12 sales, last 12 months

12m Price Growth

B12 median, Land Registry

Days on Market

130d

B12 average

Sales & Yield

3 metrics

Transactions / 12m

141

B12 sales

Area Gross Yield

5.85%

B12 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£185,000
SDLT standard£1,200
SDLT BTL surcharge (5%)£9,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£197,550

Funding

Deposit (25%)£46,250
Mortgage (75% LTV)£138,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£58,800

Monthly Returns

Monthly Rent (estimate)£1,050
Mortgage Payment (IO)-£607
Management (10%)-£105
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£238

Capital Returns

5yr Property Value£231,870
5yr Capital Gain (4.62% pa, historical)+£46,870
5yr Cumulative Rent (net, before lease costs)+£53,019
Less mortgage interest-£36,420
5yr Total Return (before lease costs)+£63,469

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£193,547	£54,797	+£2,856	+£11,403	19.4%
Year 2	£202,489	£63,739	+£5,940	+£23,429	39.8%
Year 3	£211,844	£73,094	+£9,257	+£36,101	61.4%
Year 4	£221,631	£82,881	+£12,812	+£49,443	84.1%
Year 5	£231,870	£93,120	+£16,599	+£63,469	107.9%

Modelled on the estimated value: the property is not on the market. Capital growth 4.62% a year is the B12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£58,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,655

Population

Signal

11.7%

Households Deprived

Upside Opportunities

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