Apartment 55, Excelsior, 3 Princess Way, Swansea, SA1 3LQ

UPRN:10010046848Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£144,000

Estimated value

Range: £137k - £151k|Last sold: £150k (2018-09-05)

Estimate of £144k for this flat/maisonette. 445 sales in SA1 in the last 12 months; median £140k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£144k

£137k - £151k - High confidence

Annualised (CAGR)

-0.22%

Over the full window

Peak estimate

£155k

Jan 2023

From peak

-7.10%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SA1 district (quarterly)index YoY -7.62%

Growth by window

-4.00%

-2.70%

12m

-1.37%

24m

-3.36%

60m

-5.26%

Rental Market

Monthly

Estimated rent (pcm)

£750

/ month

Gross yield

6.00%

Rent ÷ asking price

Net yield

4.15%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£140k

SA1 sales, last 12 months

12m Price Growth

SA1 median, Land Registry

Days on Market

96d

SA1 average

Sales & Yield

3 metrics

Transactions / 12m

445

SA1 sales

Area Gross Yield

7.48%

SA1 medians

Last Sold

£150k

2018-09-05

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£150,000
SDLT standard£500
SDLT BTL surcharge (5%)£7,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£160,100

Funding

Deposit (25%)£37,500
Mortgage (75% LTV)£112,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£47,600

Monthly Returns

Monthly Rent (estimate)£750
Mortgage Payment (IO)-£492
Management (10%)-£75
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£83

Capital Returns

5yr Property Value£161,513
5yr Capital Gain (1.49% pa, historical)+£11,513
5yr Cumulative Rent (net, before lease costs)+£36,156
Less mortgage interest-£29,520
5yr Total Return (before lease costs)+£18,149

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£152,235	£39,735	+£996	+£3,231	6.8%
Year 2	£154,503	£42,003	+£2,160	+£6,663	14.0%
Year 3	£156,805	£44,305	+£3,484	+£10,289	21.6%
Year 4	£159,142	£46,642	+£4,970	+£14,112	29.6%
Year 5	£161,513	£49,013	+£6,636	+£18,149	38.1%

Modelled on the live asking price. Capital growth 1.49% a year is the SA1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£47,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,930

Population

Signal

12.4%

Households Deprived

Upside Opportunities

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