Apartment 59, 1 St George Wharf, London, SW8 2BW

UPRN:10090198276Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band HEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£1,564,000

Estimated value

Range: £1.41M - £1.72M|Last sold: £1.70M (2014-02-19)

Estimate of £1.56M for this flat/maisonette. 277 sales in SW8 in the last 12 months; median £545k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£1.56M

£1.41M - £1.72M - Medium confidence

Annualised (CAGR)

-2.85%

Over the full window

Peak estimate

£2.10M

Oct 2020

From peak

-25.45%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SW8 district (quarterly)index YoY -10.59%

Growth by window

-3.64%

-0.38%

12m

-2.07%

24m

-2.98%

60m

-14.68%

Rental Market

Monthly

Estimated rent (pcm)

£6,400

/ month

Gross yield

5.49%

Rent ÷ asking price

Net yield

4.26%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£545k

SW8 sales, last 12 months

12m Price Growth

SW8 median, Land Registry

Days on Market

69d

SW8 average

Sales & Yield

3 metrics

Transactions / 12m

277

SW8 sales

Area Gross Yield

6.81%

SW8 medians

Last Sold

£1.70M

2014-02-19

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£1,400,000
SDLT standard£83,750
SDLT BTL surcharge (5%)£70,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£1,555,850

Funding

Deposit (25%)£350,000
Mortgage (75% LTV)£1,050,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£505,850

Monthly Returns

Monthly Rent (estimate)£6,400
Mortgage Payment (IO)-£4,594
Management (10%)-£640
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£1,066

Capital Returns

5yr Property Value£1,271,959
5yr Capital Gain (-1.90% pa, historical)-£128,041
5yr Cumulative Rent (net, before lease costs)+£353,698
Less mortgage interest-£275,640
5yr Total Return (before lease costs)-£49,983

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£1,373,400	£323,400	+£12,792	-£13,808	-2.7%
Year 2	£1,347,305	£297,305	+£26,964	-£25,731	-5.1%
Year 3	£1,321,707	£271,707	+£42,547	-£35,747	-7.1%
Year 4	£1,296,594	£246,594	+£59,571	-£43,834	-8.7%
Year 5	£1,271,959	£221,959	+£78,058	-£49,983	-9.9%

Modelled on the live asking price. Capital growth -1.90% a year is the SW8 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£505,850).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,709

Population

Signal

3.3%

Households Deprived

Upside Opportunities

0 levers