Basement Flat, 33 Augusta Gardens, Folkestone, CT20 2RT

UPRN:50037320Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 3mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£260,000

Estimated value

Range: £208k - £312k|Last sold: -- (-)

Estimate of £260k for this flat/maisonette. 326 sales in CT20 in the last 12 months; median £277k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£260k

£208k - £312k - Low confidence

Annualised (CAGR)

+5.25%

Over the full window

Peak estimate

£263k

Sep 2026

From peak

-1.14%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%

Growth by window

+0.00%

+0.78%

12m

+9.70%

24m

+13.04%

60m

+25.00%

Rental Market

Monthly

Estimated rent (pcm)

£1,400

/ month

Gross yield

9.08%

Rent ÷ asking price

Net yield

6.28%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£277k

CT20 sales, last 12 months

12m Price Growth

-30.1%

CT20 median, Land Registry

Days on Market

68d

CT20 average

Sales & Yield

3 metrics

Transactions / 12m

326

CT20 sales

Area Gross Yield

5.43%

CT20 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£185,000
SDLT standard£1,200
SDLT BTL surcharge (5%)£9,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£197,550

Funding

Deposit (25%)£46,250
Mortgage (75% LTV)£138,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£58,800

Monthly Returns

Monthly Rent (estimate)£1,400
Mortgage Payment (IO)-£607
Management (10%)-£140
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£553

Capital Returns

5yr Property Value£206,669
5yr Capital Gain (2.24% pa, historical)+£21,669
5yr Cumulative Rent (net, before lease costs)+£72,668
Less mortgage interest-£36,420
5yr Total Return (before lease costs)+£57,917

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£189,144	£50,394	+£6,636	+£10,780	18.3%
Year 2	£193,381	£54,631	+£13,572	+£21,953	37.3%
Year 3	£197,713	£58,963	+£20,815	+£33,527	57.0%
Year 4	£202,141	£63,391	+£28,371	+£45,512	77.4%
Year 5	£206,669	£67,919	+£36,248	+£57,917	98.5%

Modelled on the live asking price. Capital growth 2.24% a year is the CT20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£58,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,983

Population

Signal

4.9%

Households Deprived

Upside Opportunities

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