Bell Flat, Mayfair Mansions, Mersey Road, Manchester, M20 2PY

UPRN:77091441Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band DEPC: D (63)

Data freshness:Planning· 1mo agoEPC· 1mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£365,000

Estimated value

Range: £292k - £438k|Last sold: £279k (2015-09-01)

Estimate of £365k for this flat/maisonette. 529 sales in M20 in the last 12 months; median £352k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£365k

£292k - £438k - Low confidence

Annualised (CAGR)

+2.72%

Over the full window

Peak estimate

£379k

Dec 2022

From peak

-3.69%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M20 district (quarterly)index YoY +5.70%

Growth by window

+0.55%

+1.96%

12m

+0.27%

24m

+2.24%

60m

+10.94%

Rental Market

Monthly

Estimated rent (pcm)

£1,600

/ month

Gross yield

3.84%

Rent ÷ asking price

Net yield

2.65%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£352k

M20 sales, last 12 months

12m Price Growth

-27.4%

M20 median, Land Registry

Days on Market

62d

M20 average

Sales & Yield

3 metrics

Transactions / 12m

529

M20 sales

Area Gross Yield

5.31%

M20 medians

Last Sold

£279k

2015-09-01

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£500,000
SDLT standard£15,000
SDLT BTL surcharge (5%)£25,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£542,100

Funding

Deposit (25%)£125,000
Mortgage (75% LTV)£375,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£167,100

Monthly Returns

Monthly Rent (estimate)£1,600
Mortgage Payment (IO)-£1,641
Management (10%)-£160
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£301

Capital Returns

5yr Property Value£579,918
5yr Capital Gain (3.01% pa, historical)+£79,918
5yr Cumulative Rent (net, before lease costs)+£83,934
Less mortgage interest-£98,460
5yr Total Return (before lease costs)+£65,392

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£515,050	£140,050	-£3,612	+£11,438	6.8%
Year 2	£530,553	£155,553	-£6,876	+£23,677	14.2%
Year 3	£546,523	£171,523	-£9,784	+£36,738	22.0%
Year 4	£562,973	£187,973	-£12,341	+£50,632	30.3%
Year 5	£579,918	£204,918	-£14,526	+£65,392	39.1%

Modelled on the live asking price. Capital growth 3.01% a year is the M20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£167,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,553

Population

Signal

3.4%

Households Deprived

Upside Opportunities

0 levers