Box Cottage, Blakes Hill, North Littleton, Evesham, WR11 8QN
Estimate of £679k for this detached house. 496 sales in WR11 in the last 12 months; median £298k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£795,000
- SDLT standard£29,750
- SDLT BTL surcharge (5%)£39,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£866,600
Funding
- Deposit (25%)£198,750
- Mortgage (75% LTV)£596,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£270,350
Monthly Returns
- Monthly Rent (estimate)£2,350
- Mortgage Payment (IO)-£2,609
- Management (10%)-£235
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£594
Capital Returns
- 5yr Property Value£844,693
- 5yr Capital Gain (1.22% pa, historical)+£49,693
- 5yr Cumulative Rent (net)+£126,090
- Less mortgage interest-£156,540
- 5yr Total Return+£19,243
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £804,699 | £208,449 | -£7,128 | +£2,571 | 1.0% |
| Year 2 | £814,516 | £218,266 | -£13,752 | +£5,764 | 2.1% |
| Year 3 | £824,453 | £228,203 | -£19,849 | +£9,605 | 3.6% |
| Year 4 | £834,512 | £238,262 | -£25,419 | +£14,093 | 5.2% |
| Year 5 | £844,693 | £248,443 | -£30,450 | +£19,243 | 7.1% |
Modelled on the live asking price. Capital growth 1.22% a year is the WR11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£270,350).
Price Forecast
No forecast available.