Brynelen, Station Road, Caehopkin, Abercrave, Swansea, SA9 1TP
Estimate of £294k for this detached property. 132 sales in SA9 in the last 12 months; median £161k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£229,500
- SDLT standard£2,090
- SDLT BTL surcharge (5%)£11,475
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£245,165
Funding
- Deposit (25%)£57,375
- Mortgage (75% LTV)£172,125
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£73,040
Monthly Returns
- Monthly Rent (estimate)£1,600
- Mortgage Payment (IO)-£753
- Management (10%)-£160
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£587
Capital Returns
- 5yr Property Value£284,633
- 5yr Capital Gain (4.40% pa, historical)+£55,133
- 5yr Cumulative Rent (net)+£83,934
- Less mortgage interest-£45,180
- 5yr Total Return+£93,887
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £239,598 | £67,473 | +£7,044 | +£17,142 | 23.5% |
| Year 2 | £250,140 | £78,015 | +£14,436 | +£35,076 | 48.0% |
| Year 3 | £261,146 | £89,021 | +£22,184 | +£53,830 | 73.7% |
| Year 4 | £272,637 | £100,512 | +£30,283 | +£73,420 | 100.5% |
| Year 5 | £284,633 | £112,508 | +£38,754 | +£93,887 | 128.5% |
Modelled on the live asking price. Capital growth 4.40% a year is the SA9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,040).
Price Forecast
No forecast available.