Burton House, Llandegley, Llandrindod Wells, LD1 5UF
Estimate of £597k for this detached house. 102 sales in LD1 in the last 12 months; median £253k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£600,000
- SDLT standard£20,000
- SDLT BTL surcharge (5%)£30,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£652,100
Funding
- Deposit (25%)£150,000
- Mortgage (75% LTV)£450,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£202,100
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£1,969
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£719
Capital Returns
- 5yr Property Value£792,012
- 5yr Capital Gain (5.71% pa, historical)+£192,012
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£118,140
- 5yr Total Return+£152,184
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £634,260 | £184,260 | -£8,628 | +£25,632 | 12.7% |
| Year 2 | £670,476 | £220,476 | -£16,932 | +£53,544 | 26.5% |
| Year 3 | £708,760 | £258,760 | -£24,905 | +£83,856 | 41.5% |
| Year 4 | £749,231 | £299,231 | -£32,539 | +£116,692 | 57.7% |
| Year 5 | £792,012 | £342,012 | -£39,827 | +£152,184 | 75.3% |
Modelled on the live asking price. Capital growth 5.71% a year is the LD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£202,100).
Price Forecast
No forecast available.