VICTORY
Recent sale
£137k
Sale price
£/sqft
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Rent pcm
-
Yield
-
Cerene, Swineshead Road, Kirton Holme, Boston, PE20 1TT
UPRN:10002213724Detached Bungalow4 bedsBuilt 1950-1966
FreeholdCouncil Tax: Band CEPC: E (46)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:11:30.354515+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T11:05:53.436526+00:00)
Valuation estimateUpdated yesterday
£373,000
Estimated value
Range: £354k - £392k|Last sold: £230k (2015-03-06)
Estimate of £373k for this detached bungalow. 164 sales in PE20 in the last 12 months; median £244k.
Estimate confidence
High confidence
Value History
Current estimate
£373k
£354k - £392k - High confidence
Annualised (CAGR)
+3.44%
Over the full window
Peak estimate
£497k
Dec 2025
From peak
-24.95%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE20 district (quarterly)index YoY -7.86%
Growth by window
3m
-7.21%
6m
-16.37%
12m
+4.78%
24m
+9.38%
60m
+5.97%
Rental Market
Estimated rent (pcm)
£1,400
/ month
Gross yield
4.48%
Rent ÷ asking price
Net yield
3.10%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£244k
PE20 sales, last 12 months
12m Price Growth
-
PE20 median, Land Registry
Days on Market
108d
PE20 average
Sales & Yield
3 metricsTransactions / 12m
164
PE20 sales
Area Gross Yield
3.21%
PE20 medians
Last Sold
£230k
2015-03-06
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£375,000
- SDLT standard£8,750
- SDLT BTL surcharge (5%)£18,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£404,600
Funding
- Deposit (25%)£93,750
- Mortgage (75% LTV)£281,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£123,350
Monthly Returns
- Monthly Rent (estimate)£1,400
- Mortgage Payment (IO)-£1,230
- Management (10%)-£140
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£70
Capital Returns
- 5yr Property Value£446,244
- 5yr Capital Gain (3.54% pa, historical)+£71,244
- 5yr Cumulative Rent (net)+£72,668
- Less mortgage interest-£73,800
- 5yr Total Return+£70,112
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £388,275 | £107,025 | -£840 | +£12,435 | 10.1% |
| Year 2 | £402,020 | £120,770 | -£1,380 | +£25,640 | 20.8% |
| Year 3 | £416,251 | £135,001 | -£1,613 | +£39,638 | 32.1% |
| Year 4 | £430,987 | £149,737 | -£1,533 | +£54,454 | 44.1% |
| Year 5 | £446,244 | £164,994 | -£1,132 | +£70,112 | 56.8% |
Modelled on the live asking price. Capital growth 3.54% a year is the PE20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£123,350).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
ARDGRAFT
Recent sale
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
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CERENE
Recent sale
£230k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
ARDGRAFT
Recent sale
£105k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,729
Median earnings (local authority)
Signal
1,714
Population
Signal
1.8%
Households Deprived