Chez Nous, Victoria Road, Brixham, TQ5 9AR
Estimate of £823k for this detached house. 234 sales in TQ5 in the last 12 months; median £274k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£795,000
- SDLT standard£29,750
- SDLT BTL surcharge (5%)£39,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£866,600
Funding
- Deposit (25%)£198,750
- Mortgage (75% LTV)£596,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£270,350
Monthly Returns
- Monthly Rent (estimate)£2,250
- Mortgage Payment (IO)-£2,609
- Management (10%)-£225
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£684
Capital Returns
- 5yr Property Value£811,432
- 5yr Capital Gain (0.41% pa, historical)+£16,432
- 5yr Cumulative Rent (net)+£120,445
- Less mortgage interest-£156,540
- 5yr Total Return-£19,663
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £798,260 | £202,010 | -£8,208 | -£4,948 | -1.8% |
| Year 2 | £801,532 | £205,282 | -£15,936 | -£9,404 | -3.5% |
| Year 3 | £804,819 | £208,569 | -£23,161 | -£13,343 | -4.9% |
| Year 4 | £808,118 | £211,868 | -£29,885 | -£16,766 | -6.2% |
| Year 5 | £811,432 | £215,182 | -£36,095 | -£19,663 | -7.3% |
Modelled on the live asking price. Capital growth 0.41% a year is the TQ5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£270,350).
Price Forecast
No forecast available.