Chy Lowen, Inns Park, Camelford, PL32 9RX

UPRN:10095877884Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 4mo ago

Chy Lowen, Inns Park, Camelford, PL32 9RX

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£429,000

£343k - £515kLow

Estimate

£429k

Range

£343k – £515k

Rent Estimate (pcm)

£1,100

£950 - £1kMedium

Monthly

£1,100

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

Chy Lowen earns a INVESTIGATE rating with HP Score 64/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (43/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

54/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

43/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £950-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £340/mo
Cash on cash: 10.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£429,000

Rent Estimate (pcm)£1,100

Gross Yield-

1y Growth-

3y Growth-2.9%

5y Growth-0.0%

10y Growth+3.7%

Last Sold Price£400,000 (2015-10-06)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PL32 9RX

Approval Rate

-12mo

Development

low

PA26/06323
Submission of details to discharge conditions 4 (Biodiversity Management Plan), 5 (Drainage) and 6 (CEMP) in relation to Decision notice PA24/07109 dated 03.12.24
Pending
PA26/05657
Ground-mounted photovoltaic array to the rear of the church
Pending
PA26/04532
Proposed extension
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-10-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,006

Population Density2,981 /km²

Owner Occupied44%

Age Distribution

0-15 24%16-64 60%65+ 16%

View Area Profile

Schools Nearby

Camelford Community Primary School
0.4 mi
Good
Sir James Smith's School
0.4 mi
Good
Delabole Primary School
2.1 mi
Good
St Teath Community Primary School
2.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

0 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Chy Lowen Valley Truckle
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN