64 Cromwell Street, Swansea, SA1 6EX

UPRN:100100356956Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£185,000

£166k - £203kMedium

Estimate

£185k

Range

£166k – £203k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

9.60%

Verdict

Derived from HomePortfolio scores

64 Cromwell Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £325/mo
Cash on cash: 8.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£185,000

Rent Estimate (pcm)£1,200

Gross Yield9.60%

1y Growth-2.3%

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.1%

Last Sold Price£127,400 (2007-05-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA1 6EX

Approval Rate

-12mo

Development

low

2026/1727/ELD
Use of Premises as 2 no. self-contained flats and a 5 Bedroom HMO (application for a Certificate of Existing Lawful Development)
Pending
2026/1742/DOC
Change of use of ground and first floors from retail (Class A1) to cafe (Class A3), new shop front and roller shutter at ground floor and new window to first floor - Discharge of Condition 3 (colour of shopfront) of Planning Permission 2025/1612/FUL granted 30.09.2025
Pending
2026/1721/PRE
PRE APP - Change of use of buildings from Class B1 to C3 flats. Comprising of 2 no. 2 bedroom flats, 2 no. studio apartments and 8 no. 1 bedroom flats. Provision of internal cycle storage, a laundry room and a media room/gym in the basement. Retention of the current car park with current provision for 12 cars. Provision of an enclosed waste and re-cycling store in a position on the rear boundary. Refurbishment of the existing structure and minor fenestration alterations.
Pending

View Planning Timeline