Ends Well Farm House, Gainsborough Road, Bole, Retford, DN22 9BT
Estimate of £502k for this detached house. 410 sales in DN22 in the last 12 months; median £205k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£500,000
- SDLT standard£15,000
- SDLT BTL surcharge (5%)£25,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£542,100
Funding
- Deposit (25%)£125,000
- Mortgage (75% LTV)£375,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£167,100
Monthly Returns
- Monthly Rent (estimate)£2,050
- Mortgage Payment (IO)-£1,641
- Management (10%)-£205
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£104
Capital Returns
- 5yr Property Value£539,438
- 5yr Capital Gain (1.53% pa, historical)+£39,438
- 5yr Cumulative Rent (net)+£109,215
- Less mortgage interest-£98,460
- 5yr Total Return+£50,194
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £507,650 | £132,650 | +£1,248 | +£8,898 | 5.3% |
| Year 2 | £515,417 | £140,417 | +£2,940 | +£18,357 | 11.0% |
| Year 3 | £523,303 | £148,303 | +£5,086 | +£28,389 | 17.0% |
| Year 4 | £531,309 | £156,309 | +£7,684 | +£38,993 | 23.3% |
| Year 5 | £539,438 | £164,438 | +£10,755 | +£50,194 | 30.0% |
Modelled on the live asking price. Capital growth 1.53% a year is the DN22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£167,100).
Price Forecast
No forecast available.